noviembre 26, 2024
castilloinstaxDo You Have Proper Commercial Auto Insurance?
When it comes to running a business, ensuring that your vehicles are properly insured is crucial. Commercial auto insurance is vital to protecting your company’s assets and financial stability. Depending on your situation, your agent may suggest the following core commercial auto insurance policies: Liability coverage—This is essential as it may help cover bodily injury […]
octubre 29, 2024
castilloinstax12 Things to Include in a Car Emergency Kit
Being prepared for unexpected situations on the road is crucial for your safety and peace of mind. A well-stocked car emergency kit can make all the difference in case of a breakdown, accident, or other emergencies. Here are 12 essential items to include in your car emergency kit: First aid kit A basic first aid […]
junio 28, 2024
castilloinstaxSmall Business Insurance Tips
Insurance might not be the most exciting topic, but it’s crucial for small business owners. Having the right coverage can mean the difference between staying afloat during tough times and having to close shop. Tips for Getting Small Business Insurance The following are five essential tips to help you navigate the world of small business […]
mayo 27, 2024
castilloinstaxIs My Business at Risk of a Cyberattack?
In today’s interconnected digital landscape, businesses may face the threat of cyberattacks. From data breaches to ransomware, malicious actors constantly seek vulnerabilities to exploit. Understanding your risk level is crucial for safeguarding your company’s assets and reputation. How to Assess Your Businesses Risk for a Cyberattack Use the following factors to assess your business’s risk […]
mayo 1, 2024
castilloinstaxIncreased Claims and the Impact They Have on the Increase of Insurance Rates
In the intricate realm of insurance, a subtle shift can send ripples across the industry landscape, affecting policyholders, insurers and the market at large. One such pivotal factor is the surge in claims, which serves as both a symptom and a catalyst for changes in insurance rates. It’s essential to understand the implications of increased […]
marzo 21, 2024
castilloinstaxCommercial Auto—Are Trailers Covered Under Commercial Auto?
Whether trailers are covered under a commercial auto policy is a common question among business owners. Commercial auto insurance is designed to provide coverage for vehicles used for business purposes. But when it comes to trailers, the coverage can vary based on several factors: Policy specifics—The extent to which a trailer is covered depends on […]
febrero 22, 2024
castilloinstaxFleet vs. Nonfleet Trucking Insurance
Understanding the key differences and advantages of owning an individual truck vs. an entire fleet is crucial when creating a commercial trucking insurance plan. What Is a Fleet? A fleet typically includes multiple company-owned vehicles, which may vary in type—from delivery trucks and taxis to passenger cars. The specific number of vehicles required to qualify […]
enero 29, 2024
castilloinstaxStrong Relationships with Carriers
Building long-term relationships with reputable carriers enhances an agent’s credibility and reliability in the eyes of clients. Clients are more likely to trust agents who work with established carriers known for their financial stability and customer service. This trust is essential for fostering strong client-agent relationships and generating referrals. Carrier relationships are crucial for independent agents […]
enero 12, 2024
castilloinstax10 Tips to Help You Prepare for Winter Weather
Winter in Balch Springs, Texas, might not be as harsh as in some other regions, but it’s essential for residents to prepare their homes for cooler temperatures. In this blog post, we’ll focus on winter tips tailored to Balch Springs, including preventing frozen pipes and optimizing thermostat settings. 1. Insulate Your Pipes: Even in milder […]