agosto 30, 2024
AgencyInsurance Updates for Newly Married Couples
Getting married is an exciting milestone, but it also brings new responsibilities and considerations, especially when it comes to insurance and insurance updates. Given the importance of insurance policies in financial security and peace of mind, you should revisit policies regularly and after any major life changes, such as a change in marriage status. Health […]
junio 28, 2024
castilloinstaxSmall Business Insurance Tips
Insurance might not be the most exciting topic, but it’s crucial for small business owners. Having the right coverage can mean the difference between staying afloat during tough times and having to close shop. Tips for Getting Small Business Insurance The following are five essential tips to help you navigate the world of small business […]
mayo 27, 2024
castilloinstaxIs My Business at Risk of a Cyberattack?
In today’s interconnected digital landscape, businesses may face the threat of cyberattacks. From data breaches to ransomware, malicious actors constantly seek vulnerabilities to exploit. Understanding your risk level is crucial for safeguarding your company’s assets and reputation. How to Assess Your Businesses Risk for a Cyberattack Use the following factors to assess your business’s risk […]
mayo 1, 2024
castilloinstaxIncreased Claims and the Impact They Have on the Increase of Insurance Rates
In the intricate realm of insurance, a subtle shift can send ripples across the industry landscape, affecting policyholders, insurers and the market at large. One such pivotal factor is the surge in claims, which serves as both a symptom and a catalyst for changes in insurance rates. It’s essential to understand the implications of increased […]
marzo 21, 2024
castilloinstaxCommercial Auto—Are Trailers Covered Under Commercial Auto?
Whether trailers are covered under a commercial auto policy is a common question among business owners. Commercial auto insurance is designed to provide coverage for vehicles used for business purposes. But when it comes to trailers, the coverage can vary based on several factors: Policy specifics—The extent to which a trailer is covered depends on […]
febrero 22, 2024
castilloinstaxFleet vs. Nonfleet Trucking Insurance
Understanding the key differences and advantages of owning an individual truck vs. an entire fleet is crucial when creating a commercial trucking insurance plan. What Is a Fleet? A fleet typically includes multiple company-owned vehicles, which may vary in type—from delivery trucks and taxis to passenger cars. The specific number of vehicles required to qualify […]
febrero 14, 2024
AgencyLove Birds & Life Insurance
Hey lovebirds! Valentine’s Day is in full swing, hearts are aflutter, and love is in the air. But amidst all the romance, there’s a silent superhero on duty: life insurance. Yep, it’s like your personal bodyguard, promising to watch over and cherish your nearest and dearest, even when you’re not around to do it yourself. […]
enero 29, 2024
castilloinstaxStrong Relationships with Carriers
Building long-term relationships with reputable carriers enhances an agent’s credibility and reliability in the eyes of clients. Clients are more likely to trust agents who work with established carriers known for their financial stability and customer service. This trust is essential for fostering strong client-agent relationships and generating referrals. Carrier relationships are crucial for independent agents […]
enero 26, 2024
AgencyWhat Insurance Does an HOA Need?
Homeowners associations (HOAs) are organizations formed within residential communities to manage and govern the common areas and shared amenities. The primary purpose of an HOA is to enhance and maintain the overall well-being, appearance and property values of the community. To safeguard against unforeseen events, HOAS must invest in the right insurance coverage. The following […]
enero 12, 2024
castilloinstax10 Tips to Help You Prepare for Winter Weather
Winter in Balch Springs, Texas, might not be as harsh as in some other regions, but it’s essential for residents to prepare their homes for cooler temperatures. In this blog post, we’ll focus on winter tips tailored to Balch Springs, including preventing frozen pipes and optimizing thermostat settings. 1. Insulate Your Pipes: Even in milder […]